FM Accounting Monthly Newsletter

🎄 Season's Greetings from FM Accounting

As we close out 2025, we want to extend our warmest holiday wishes to you and your loved ones. This year has been filled with growth, challenges overcome, and financial milestones achieved together. Thank you for trusting FM Accounting to be your partner in financial success.

                        🎁 Our Gift to You: Peace of mind knowing your finances are in expert hands, allowing you to focus on what matters most during this special season.
                    

⏰ Last-Minute Year-End Tax Moves

Time is running out to implement 2025 tax strategies! These final weeks of December are crucial for maximizing your tax savings. Don't let valuable deductions and opportunities slip away.

💰 December 31st Deadline: IRA and 401(k) contributions, charitable donations, business equipment purchases.

📊 Investment Moves: Tax-loss harvesting, Roth IRA conversions, capital gains timing.

🏢 Business Actions: Equipment purchases, expense acceleration, bonus payments.

🚨 Emergency Year-End Tax Session

📋 Get Ready for 2026 Tax Season

Start the new year organized and prepared! Getting your tax documents and records in order now will make tax season smoother and ensure you don't miss any deductions or credits.

                        📁 Tax Prep Checklist: Organize receipts, gather tax documents, review investment statements, compile business records, and schedule your tax appointment early.
                    

📅 Schedule Your 2026 Tax Appointment

✅ Business Year-End Checklist

Business owners have additional year-end responsibilities. Completing these tasks before December 31st ensures compliance and sets you up for a successful 2026.

                        🏢 Business Tasks: Payroll tax filings, 1099 preparation, inventory counts, financial statement reviews, and employee benefit updates.
                    

📖 Resource: IRS Business Year-End Guide

🎯 Financial Resolutions for 2026

Make 2026 your best financial year yet! Setting clear financial goals and working with professional guidance can help you achieve remarkable results in the coming year.

                        💡 2026 Goals: Increase retirement savings, improve cash flow management, optimize tax strategies, grow your business, and build emergency funds.
                    

🎯 Plan Your 2026 Financial Strategy

🎁 Managing Holiday Business Expenses

Holiday business expenses can be deductible when properly documented and business-related. Understanding the rules helps you maximize deductions while staying compliant.

                        🎉 Deductible Expenses: Employee holiday parties, client gifts (up to $25 per person), business holiday decorations, and charitable contributions.
                    

📖 Resource: IRS Business Expense Guidelines

Wishing You a Joyful Holiday Season

As we wrap up another successful year together, we want to thank you for your continued trust and partnership. May your holidays be filled with joy, laughter, and precious moments with loved ones. Here's to an even more prosperous and successful 2026!

📞 (773) 347-1468
✉️ fady@fm-accounting.com | admin@fm-accounting.com
🌐 www.fm-accounting.com

🎄 FM Accounting Monthly Newsletter